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Bernard and Janice Caffary knew something was up when they—literally—saw the signs. There, just outside the Carnival Cruise Lines terminal in Port Canaveral, Fla., was a banner hanging from the side of the building: “Congratulations Bernard and Janice Caffary on your 200th Cruise with Carnival Cruise Line.” More banners decorated the inside of the terminal, and as the couple prepared to board the ship for their landmark journey, the recognition jumped to another level. Carnival employees rolled out a red carpet for....

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